- Walk or swim at least three times per week
- Put 10% of discretionary income into savings per paycheck
- Donate 10% of discretionary income to charity
- Limit takeout and eating at restaurants to once per month
- Finish cross stitch anniversary sample for Dad & his wife (the Major) – Deadline: October 14 (1st anniversary is Nov. 14)
- Finish cross stitch Santa for Wombat – deadline November 1 (X-mas present)
